Accounts and services
Checking - Savings - Other Services
Personal Checking Accounts:
Non - interest bearing
$100.00 minimum opening deposit
$5.00 monthly maintenance fee waived by maintaining $500.00 average daily balance
Free Online Banking
Monthly Statements with check images
Business Checking:
Non - interest bearing
$250.00 minimum opening deposit
$5.00 monthly maintenance fee waived by maintaining $1,000.00 average daily balance
Free Online Banking
Monthly Statements with check images
—
1-15 is $.05 per item
—
16-50 is $.07 per item
—
51 or more is $.10 per item
Now Account:
Interest-bearing*
$1,200.00 minimum opening deposit
$5.00 monthly maintenance fee waived by maintaining $1,200.00 average daily balance
Free Online Banking
Monthly Statements with check images
*Call (706) 665-8551 for current rate information.
Senior Citizens Checking:
Non-interest bearing
$100.00 minimum opening deposit
$2.50 monthly maintenance fee waived by maintaining $250.00 average daily balance
Free Online Banking
Monthly Statements with check images
Basic Savings:
Interest bearing*
$100.00 minimum opening deposit
$5.00 monthly maintenance fee waived by maintaining $100.00 minimum daily balance
Free Online Banking
Bi-annual Statements
Limited monthly transfers/withdrawals
Money Market:
Interest bearing*
Limited monthly transfers/withdrawals
$2,500.00 minimum opening deposit
$6.00 monthly maintenance fee waived by maintaining $2,500.00 average daily balance
Free Online Banking
Monthly Statements with check images
Certificates of Deposit:
12 Month
18 Month
24 Month
36 Month
60 Month
*Call (706) 665-8551 for current rate information.
Safe Deposit Boxes**
Money Orders
Official Checks
Night Deposit
Statement copy with no check images - $.25 per page
Statement copy with up to 10 check images - $5.00
—
Over 10 check images is $.50 per additional item
Research by bank staff - $15.00 per hour
Check printing will depend on the style of checks ordered
NSF fee - $35.00
Stop payment fee - $25.00 per item
Wire transfers - $25.00 per item
**Safe deposit boxes are not insured by the FDIC.
